Business
Insurance that provides a combination of different types of cover, specifically designed to meet the insurance requirements of a business, such as property, loss or damage caused by certain insured events is covered. These include, for example, fire, theft, storm/flood, water damage and impact by road vehicles, as well as accidental damage.
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Church
Insurance that provides a combination of different types of cover, specifically designed to meet the insurance requirements of a church, such as property, loss or damage caused by certain insured events is covered. These include, for example, fire, theft, storm/flood, water damage and impact by road vehicles, as well as accidental damage.
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General Liability
Covers liability exposures that are common to all organizations; a combination of three separate coverages, each with its own insuring agreement and exclusions: Coverage A = general liability; Coverage B = personal injury liability; and Coverage C = medical payments.
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Bonds - Fidelity & Surety
A Fidelity Bond is issued to protect an employer from loss in the event that its employees cause damages through dishonest or negligent action. Insurance companies and securities firms are often required to possess a fidelity bond.

A Surety Bond is issued by an entity on behalf of a second party, guaranteeing that the second party will fulfill an obligation or series of obligations to a third party. In the event that the obligations are not met, the third party will recover its losses via the bond.
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Farm & Ranch
Insurance that provides a combination of different types of cover, specifically designed to meet the insurance requirements of a farm or ranch operation, such as property, loss or damage caused by certain insured events is covered. These include, for example, fire, theft, storm/flood, water damage and impact by road vehicles, as well as accidental damage.
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Commercial Property
Insurance that covers direct damage to the nonprofit’s property and equipment including consequential losses (business income, loss of rents, extra expense) caused by an insured peril.
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Builder's Risk
Insurance coverage on a construction project during construction, including extended coverage that may be added for the contract for the customer's protections.
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Commercial Auto
A standard business automobile policy that is designed to cover the liability and physical damage of motor vehicles. Liability coverage can be provided for the organization, regardless of whether a nonprofit, a staff member, volunteer or other party owns the vehicle.
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Workers Compensation
Workers' compensation is a mandatory type of business insurance that provides employees who become injured or ill while on the job with medical coverage and income replacement. It also protects companies from being sued by employees for the workplace conditions that caused such an injury or illness.
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Professional Malpractice
Coverage for specialists in various professional fields. Since basic liability policies do not protect against situations arising out of business or professional pursuits, professional liability insurance is purchased by individuals who hold themselves out to the general public as having greater than average expertise in particular areas such as accountants, lawyers, druggists, etc..
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